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docs: record the two balance_caveats contract facts cog-api#26 must carry
Both were settled during implementation and are easy to get wrong from
outside the package:

- coverage_window is corpus-scoped, not result-scoped. It reports the observed
  year extent of every balance subtype, not only those a query returned. The
  sibling field `truncated` is the result-scoped one.
- balance_caveats is present only on cog_balances() results; an API layer that
  assumes it is universal will read NULL from the money verbs.
2026-08-03 11:45:43 -04:00
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